How Local Law Shapes Our Terms
These terms apply when you create an account, log in from Android, iPhone or desktop, fund the wallet, or ask us to verify a payment. We may pause an action if the name, timing or device record does not match, and we may ask for a
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fresh check before the account moves again. DANA, OVO, GoPay and QRIS are handled as local payment rails, so the same rule set covers them all. If a rule conflicts with Indonesian law or the law in your location, the local rule controls, and access is
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available only where local law permits. We also update the text when payment handling, login steps or dispute handling changes, so the version you read is the version that applies to you.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.